Nov 21, 2022 - 05:34 PM
A credit score measures the riskiness of a certain individual by taking into account, particularly, their borrowing history and behavior of repayment, among many other factors. For 8B's loan program, a credit score is not required. However, 8B uses other metrics to evaluate the riskiness of the individual applying for the loan. Some of those measures include their academic performance, degree seeking, and whether a cosigner is present or not.